USDC Payments with Buyer Protection

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Is this plugin right for you?

✅ You want 1% transaction fees instead of 3%+ from traditional processors (no FIAT exchange fees)
✅ You want to eliminate chargeback fraud while keeping buyer confidence
✅ You want to allow customers to pay in stablecoin
✅ You want unlimited free refunds with automated negotiation
✅ You value privacy and direct peer-to-peer transactions
❌ You’ve never used cryptocurrency or don’t plan to start

📺 Watch 2-minute buyer checkout demo – payment completes in just a few clicks.

💰 SPECIAL OFFER: 1% transaction fee locked in FOREVER for first 20 merchants

The Crypto Commerce Opportunity

$9.7 trillion in crypto changes hands monthly, but only 0.003% is ecommerce. Compare that to traditional finance where 0.4% is ecommerce – that’s 130x more adoption.

Why the gap? Crypto holders want to spend, but lack buyer protection. This plugin solves that problem with smart contract escrow, letting you tap into trillions in purchasing power that competitors ignore.

What Makes This Different

Eliminate Chargeback Fraud While Keeping Buyer Confidence:
Traditional processors: You face chargeback fraud ($15-100 per incident) and arbitrary account freezes.
USDC Payments: Crypto payments are final, but escrow protection gives buyers confidence. Fair automated dispute negotiation replaces chargebacks. Zero fees for unlimited refunds.

True Cost Savings:
– 1% flat fee (30¢ minimum) – locked forever for first 20 merchants
– Zero gas fees – we cover all blockchain transaction costs
– No FIAT exchange fees – keep more of what you earn
– Unlimited free refunds – no refund fees, no chargeback limits, no penalties
– Compare: Traditional processors charge 2.9% + 30¢ + refund fees + chargeback fees

Example on $100 order:
Traditional: $3.20 + potential $15-100 chargeback = $3.20-$103.20
USDC Payments: $1.00 (no chargebacks possible)

Blockchain-Enforced Security:
Smart contract code is immutable and publicly verifiable. It restricts beneficiaries to exactly two addresses: yours (seller) and buyer’s (for refunds only). No one else – not even us – can access those funds. This is enforced by the blockchain itself, not by trust.

Speed & Privacy:
– 3 minutes to install and configure
– 3 minutes for buyers to complete checkout (2 clicks to pay)
– No KYC for customers – they can remain anonymous
– No KYB for merchants – self-setup in 3 minutes
– You own your account – true peer-to-peer, no intermediary

Key Features

• 1% Transaction Fee Forever – First 20 merchants get lifetime 1% rate (covers gas fees)
• Smart Contract Escrow – Immutable code ensures funds only go to seller or buyer (refunds)
• Automated Dispute Negotiation – Fair resolution with messaging and refund proposals
• Unlimited Free Refunds – No refund fees, no chargeback limits, no penalties
• True Peer-to-Peer – No intermediary can access funds, direct merchant-to-buyer contracts
• Privacy First – No KYC/KYB required, both parties can remain anonymous
• 2-Click Payments – Lightning-fast checkout (3 min total transaction time)
• Seamless Integration – Works with existing WooCommerce checkout flow
• Mobile-Friendly – Responsive payment interface on all devices
• Real-time Updates – Automatic order status updates via webhooks
• Admin Dashboard – Complete visibility into payment contracts and statuses

How It Works

1. Customer Checkout – Customer selects USDC payment at checkout
2. Escrow Creation – Smart contract creates secure escrow holding funds
3. Order Fulfillment – You ship order and provide tracking
4. Automatic Payment – Funds release to you at payout date/time unless dispute raised
5. Dispute Protection – If issues arise, automated negotiation handles fair resolution

No chargebacks. No fraud. No refund limits. Just secure, low-fee payments.

How Escrow Protection Works

When a customer pays, funds lock in a smart contract (not sent directly to you). You set a payout date/time (e.g., 14 days after purchase).

If everything goes smoothly: Funds automatically release to you at payout date.

If there’s a problem: Customer raises a dispute before payout, freezing funds until both parties negotiate refund percentage (0-100%) through automated system. Both send messages and proposals. When you agree, funds distribute accordingly. No fees, no limits.

If customer is unresponsive: After timeout period (default 72 hours), you can claim the funds.

Unlike traditional processors where the company can freeze or reverse payments, these smart contracts are peer-to-peer – only you and your customer control the outcome.

What is USDC?

USDC (USD Coin) is a stablecoin where 1 USDC = $1 USD. Each token is backed by real US dollars in reserve, making it stable for commerce. Unlike Bitcoin or Ethereum, USDC doesn’t fluctuate – it’s digital dollars on the blockchain.

Technical Requirements

• WordPress 5.0+
• WooCommerce 5.0+
• PHP 7.4+
• SSL certificate (HTTPS required)
• Base network wallet address for receiving payments (get one in 30 seconds at app.instantescrow.nz)

Supported Networks

• Base Mainnet – Production payments (Chain ID: 8453)

Integration Details

This plugin integrates with Conduit UCPI infrastructure:

• Frontend Interface – Modern React-based payment interface
• Smart Contracts – Audited escrow contracts on Base blockchain
• Backend API – Reliable payment processing and status updates
• Webhook System – Real-time order status synchronization
• Fallback Mode – Manual payment instructions if service unavailable

Privacy & Data

EXTERNAL SERVICE INTEGRATION: This plugin sends data to Conduit UCPI services to process payments.

Data Sent:
* Customer email (for notifications, optional)
* Order amount and description
* Your wallet address
* Transaction timestamps

Data Storage:
* Conduit UCPI servers: Transaction data for dispute resolution
* Base blockchain: Transaction records (public, no personal info)
* Your wallet: USDC payments sent directly to you

No KYC/KYB Required: Both merchants and customers can remain anonymous.

Third-Party Services:
* Conduit UCPI Privacy Policy
* Base Network: Public blockchain

Support

• Documentation: docs.conduit-ucpi.com
• Support Forum: Use WordPress.org support forum
• Email: support@conduit-ucpi.com